New systems for auditing insurance policies
FLUXE develops customer centric digital tools, aligned with the challenges of the insurance industry and geared towards business agility and profitability.
New technologies applied:
- Augmented Reality
- Artificial Intelligence
- Cyber security
- Big Data
- IoT
- Blockchain
Online pre-surveys
An innovative, simple, and intuitive solution, which will allow the insured to carry out, on their own pace, an online pre-survey to underwriting of an insurance policy for collision insurance and/or for special vehicles, coverage’s changes or update vehicle value, evaluation of windshields risk acceptance in liability insurance and/or collision insurance.
Insurer benefits
Correct identification of the vehicle/extras with geolocation
Fair valuation for national and imported vehicles
Cost reduction (traditional pre-surveys vs online pre-surveys)
Fraud prevention
Online pre-surveys windshield AI
Online pre-survey on the windshield can be integrated in the collision insurance or be used individually in the liability insurance simulation, with glass breakage coverage simulation.
Insurer benefits
Risk status check
Requirement of new insurance policies
Possibility of refusing to make the insurance policy
Increase in insurance premium
Numbers
The Windshields replacement market Global (2025): US$ 4,4 Bn (est.) Portugal (2019): €80 Million
In the graphics find out the percentage of windshields replaced in Portugal after underwriting insurance, according to analysis based on Portuguese insurance statistcs and costs of windshield replacement companies.
0-90 days
90-180 days
180-365 days
> 1 year
Video expert online
Acting as an intermediary, FLUXE implemented an online platform to analyze and validate repair budgets from the recommended mechanical workshops with great technical capabilities, and with high cost-quality ratio.
Insurer benefits
Productivity Increase
Cost Reduction
Convenience
Communication